Financial / Insurance

Financial / Insurance

It is our mission to provide you with affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs, including:

  • Cash and Check
  • Credit cards: Visa, MasterCard and Discover
  • Credit card payments online through your Central Virginia Orthodontics account
  • Financing through CareCredit
  • In-house financing: interest-free monthly payments
  • Discount for cash payment in full at the start of treatment
  • Discount for multiple family members in treatment

We thoroughly explain your options, so that we can accommodate your needs.


If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Remember that insurance policies vary, and we will review your insurance to determine the appropriate course of action.

Once treatment has started, we will file your claims and accept assignment from all insurance companies.
To help us with your insurance filing, please complete the insurance questions on our questionnaire.
Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.

Exceptional Value

Our efficient in-house administration, on-site lab and digital x-ray equipment - combined with our many insurance alliances - work to reduce your costs.  To further maximize your investment, our fees are quoted based on your specific needs and we offer a variety of flexible financing plans to meet your budget.  We are convinced that the value of a beautiful, confident smile that lasts a lifetime will certainly be worth your investment!

Straight Teeth For Life. Guaranteed.

At Central Virginia Orthodontics, we stand behind the work we do with a Lifetime Guarantee.  If your teeth ever require re-straightening after you complete your treatment with Central Virginia Orthodontics, we will gladly replace your braces at no charge.  The only cost to you is a monthly fee for adjustments and the cost of a new retainer.  A healthy smile should last a lifetime.  For those rare occasions when it doesn't, there's the Central Virginia Orthodontics Lifetime Guarantee.